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Credit Pulls: Hard vs. Soft Inquiries

| Posted in Bank Blogs

We're giving you the 411 on credit inquiries, because knowing how they affect you is a big part of being financially healthy. When you apply for credit or a loan a creditor will "pull" your credit. this check is called a hard inquiry - but there are also soft inquiries, too. Here's what makes them different:

 

Author: Jean Chatzky

 

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