FDIC-Insured – Backed by the full faith and credit of the U.S. GovernmentDownload the Home Loan Kit Today
Buying a home is exciting and, let’s face it, complicated. This toolkit can help you make better choices along your path to owning a home.
After you finish the toolkit:
- You’ll know the most important steps you need to take to get the best mortgage for your situation.
- You’ll better understand your closing costs and what it takes to buy a home.
- You’ll see a few ways to be a successful homeowner.
Our toolkit contains easy-to-understand explanations of mortgage types, along with calculators to help you figure out which option might be best for you. Plus, it's free!
Your step-by-step guide through the mortgage process from beginning to end.
Choosing the best mortgage for you
You’re starting to look for a mortgage or want to confirm you made a good decision. To make the most of your mortgage, you need to decide what works for you and then shop around to find it. Our toolkit can help you with the following steps when choosing your mortgage.
- Define what affordable means to you
- Understand your credit
- Pick the mortgage type—fixed or adjustable—that works for you
- Choose the right down payment for you
- Understand the trade-off between points and interest rate
- Choose your mortgage
- Avoid pitfalls
- Handle problems
Your closing
You’ve chosen a mortgage. Now it’s time to select and work with your closing agent. Once you’ve applied for a mortgage, you may feel like you’re done. But mortgages are complicated and you still have choices to make. Our toolkit can help you with the following steps when closing on your new home.
- Shop for mortgage closing services
- Review your revised Loan Estimate
- Understand and use your Closing Disclosure
Owning your home
Now you’ve closed on your mortgage and the home is yours. Owning a home is exciting. And your home is also a large investment. Our toolkit can teach you how to protect that investment.
- Act fast if you get behind on your payments
- Keep up with ongoing costs
- Determine if you need flood insurance
- Understand Home Equity Lines of Credit (HELOCs) and refinancing
Our toolkit contains easy-to-understand explanations of mortgage types, along with calculators to help you figure out which option might be best for you. Plus, it's free!
